Air Conditioner Financing

We realize not everyone has the money to pay for a new air conditioner up front, or you may not want to wipe out your savings account when your system needs to be replaced.  That’s why TOBIN is offering our best financing offer yet!  Find out how you can get a new, high-efficiency unit with 0% financing for 5 years AND payments as low as $58/month. Very affordable.

Air Conditioner Financing Typical air conditioners have an average lifespan of 10-15 years.  If your system is this age or needs repairs often, you may want to consider replacing it.  And chances are, the old system you are running is wasting money in utility costs.

Depending on what you want, central air or a ductless mini-split system, we will help you choose a new unit to replace your current AC that also fit your budget.  At TOBIN Heating & Air Conditioning, we can assist you in deciding what unit best fits your needs.  With the technological advances, you can now control and monitor your AC system even when you are not home.

TOBIN offers FREE in-home installation estimates with highly-skilled technicians.  We NEVER use the strong arm sales approach where you feel pushed into buying something you may not want or need.  The technician will discuss the operating costs savings you will experience (and be able to calculate on your utility bill) from replacing an older inefficient system with a new one.

Financing offers on many brands of equipment and specials are running now, so call today and get your FREE in-home estimate scheduled with an experienced TOBIN technician, who does not work on commission.

*Financing approval dependent on creditworthiness. Restrictions may apply. Cannot be combined with another offer. Valid during normal business hours only. Must present at the time of service. Call for details.


At Tobin we know how to install your system correctly so it will perform properly.  In fact, we often fix other contractors work when on service calls and we see that your a/c or furnace has been installed incorrectly.

Earn up to $1,150 in rebates for high-efficiency cooling systems

Step 1 –  Choose a participating contractor who will perform a Quality Installation and offer Xcel Energy AC system rebates.

Step 2 – Purchase and install a new, qualifying AC system.  An AHRI certificate is essential.

  • The Air Conditioning, Heating & Refrigeration Instituteis a neutral “third-party” proof source of the efficiency of air conditioning systems. The outdoor and indoor components of an AC system must be matched to qualify.
  • Rebates can only be processed if the new AC system has an AHRI certificate.  Your contractor is aware of this if they are a participating contractor.
  • Efficiency ratings are typically higher with a matched furnace. The furnace does not have to be new in order to match.
  • A thermostatic expansion valve (TXV) is required. A TXV helps regulates the refrigerant flow to the indoor components with precision and efficiency.


Step 3 – Send us the completed rebate application form

Your participating contractor will provide you with an application form with the majority completed.